Car Insurance Just Got A Lot Cheaper In Texas

Texas Auto Insurance Coverages

Depending on the types of coverage you have, auto insurance pays for car repair or replacement, medical expenses, rental cars, towing, court costs, and other expenses.

Read your policy carefully because coverages vary. Pay special attention to who and what is covered by your policy. Also note the exclusions, which are the things your policy doesn't cover. The following are some common exclusions:

• Named driver. Some policies cover only household residents specifically named on the policy.
• Excluded driver. Excludes coverage for people specifically named in an endorsement to your policy.
• Racing. Excludes coverage if you use your car in a racing event.
• Ride-booking. Most policies exclude coverage when you’re using your car for a ride-booking service like Uber or Lyft. Some insurance companies offer policies specifically for drivers for ride-booking companies.Intentional acts. Excludes coverage for losses that were intentional.

If you live in Texas, find outif you qualify for lower car insurance rates today.