How To Get A Car Loan With Bad Debt

Check with the Dealer

Some dealers do financing in-house, and they're often a bit more lenient with their requirements if it will help them get rid of a car. While you probably won't get a great interest rate from the dealer, you will get the car. The rates offered by most dealers are a little on the high side, but they certainly aren't predatory by any stretch of the imagination. You'll pay more for your car, but you will be able to get the car you need. Make sure to talk to the dealer about your credit score up front so the dealer can give you a fair appraisal of your options.